mortgage insurance

mortgage insurance
сокр. MI фин. ипотечное страхование, страхование ипотеки [ипотечных кредитов, ипотечной задолженности\]
а) (форма страхования кредитного риска, предназначенная для защиты кредитора по ипотечному кредиту от потерь, связанных с неплатежеспособностью заемщика)
б) (форма страхования жизни, при которой страховая компания обязуется выплатить кредитору непогашенную часть долга по ипотечному кредиту в случае смерти заемщика до полного погашения кредита; такие страховые полисы приобретаются заемщиками)

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ипотечное страхование: 1) страхование ипотечного кредитора (США); государственное страхование может предоставляться Федеральной жилищной администрацией, частное - специализированные фирмами типа "Mortgage Guaranty Insurance Corp." (MGIC) в Милуоки (Висконсин), также именуемое Magic ("чудо"); 2) страхование жизни ипотечного заемщика, которое погашает ипотечный кредит в случае его смерти.
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страхование ипотечной задолженности

Англо-русский экономический словарь.

Смотреть что такое "mortgage insurance" в других словарях:

  • Mortgage insurance — For information on insurance guaranteeing payment of the mortgage in the event of death or disability, see mortgage life insurance. Mortgage insurance (also known as mortgage guaranty) is an insurance policy which compensates lenders or investors …   Wikipedia

  • Mortgage Insurance — An insurance policy that protects a mortgage lender or title holder in the event that the borrower defaults on payments, dies, or is otherwise unable to meet the contractual obligations of the mortgage. Mortgage insurance can refer to private… …   Investment dictionary

  • Mortgage Insurance — специальная страховка, которая в случае, если выручка от продажи объекта залога будет недостаточна для погашения кредита, возместит кредитору разницу. Данная страховка требуется кредитору, если размер кредита больше определенной доли оцененной… …   Ипотека. Словарь терминов

  • mortgage insurance — noun : insurance that protects a mortgagee against loss because of default in payments by a mortgagor …   Useful english dictionary

  • Lenders mortgage insurance — (LMI), also known as Private mortgage insurance (PMI) in the US, is insurance payable to a lender or trustee for a pool of securities that may be required when taking out a mortgage loan. It is insurance to offset losses in the case where a… …   Wikipedia

  • Lender-Paid Private Mortgage Insurance — Private mortgage insurance that a mortgage lender pays on behalf of a borrower. Mortgage lenders generally require private mortgage insurance if a mortgage has a loan to value (LTV) ratio of more than 80%. When a lender pays the private mortgage… …   Investment dictionary

  • private mortgage insurance — n: insurance that a lender may require a borrower to purchase to cover losses in the event of default of a residential loan esp. when the borrower is giving the lender a mortgage on property in which the borrower has less than 20 percent equity… …   Law dictionary

  • Mutual Mortgage Insurance Fund — A fund that insures mortgages made by the Federal Housing Administration (FHA) on single family homes. Mortgagors pay into the fund with a one time premium of 1.5% of the loan amount, paid at closing, and annual mortgage insurance premiums of… …   Investment dictionary

  • Qualified Mortgage Insurance Premium — Premium paid by homeowners on mortgage insurance for FHA loans that can be deducted in the same manner as home mortgage interest. Qualified mortgage insurance premiums can be deducted in addition to allowable mortgage interest for up to three… …   Investment dictionary

  • Up-Front Mortgage Insurance - UFMI — An insurance premium that is collected, typically on Federal Housing Administration (FHA) loans, at the time the loan is initially made. It is in contrast to private mortgage insurance (PMI), which is collected by the lender each month when a… …   Investment dictionary

  • Private Mortgage Insurance — ( PMI) Policy protecting the holder against loss resulting from default on a mortgage loan. Bloomberg Financial Dictionary * * * Private Mortgage Insurance noun [U] INSURANCE ► PMI( …   Financial and business terms


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